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Do you really need a full-time CFO? Why a fractional CFO could be the answer

Do you really need a full-time CFO? Why a fractional CFO could be the answer

by Debbie Millard | Sep 25, 2025 | Coaching & Consulting, Financial Coaching, Leadership

What is a fractional CFO? Good question. I only came across that term about a month ago and asked the same question. Think “virtual CFO,” part-time CFO, consulting CFO or business adviser. They are typically found in an SME that doesn’t need a full time CFO.  The...
Cash Flow Survival Guide for Perth’s Business Community

Cash Flow Survival Guide for Perth’s Business Community

by Debbie Millard | May 8, 2024 | Business Coaching, Coaching & Consulting, Financial Coaching

Recently I sadly said “see you later” to three business coaching clients within the space of a month.  All for similar reasons – business conditions are challenging, income is below budget expectations and cash flow is tight. These circumstances are...
Foundations of Financial Literacy for Directors

Foundations of Financial Literacy for Directors

by Debbie Millard | Dec 5, 2023 | Financial Coaching, Governance

Does your plan for 2024 include doing the Company Directors course with the Australian Institute of Company Directors ? Great! As a facilitator of Financial Literacy and Performance for the Australian Institute of Company Directors, I might well see you there. Or, as...
Mastering Financial Management: Unlocking Financial Success for Small Business Owners

Mastering Financial Management: Unlocking Financial Success for Small Business Owners

by Debbie Millard | Jul 12, 2023 | Coaching & Consulting, Financial Coaching

Strong financial management is the foundation of every thriving business. While it may seem daunting, especially if you lack a financial background, mastering cash flow and general financial management is vital for your business’s prosperity. As the owner or leader,...
Conquer Cash Flow Nightmares and Energise Your Ultimate Success

Conquer Cash Flow Nightmares and Energise Your Ultimate Success

by Debbie Millard | Jun 13, 2023 | Business Coaching, Coaching & Consulting, Financial Coaching

Everyone knows that “cash is king”, but not everyone knows it involves a bit more than checking your bank balance every day. When I ask small business owners what keeps them awake at night; it’s often cash flow.. FACT: 60% of new businesses in Australia will fail in...
Unsure on which are the important numbers?

Unsure on which are the important numbers?

by Debbie Millard | Sep 22, 2022 | Business Coaching, Financial Coaching

Identifying the Key Numbers in Your Business Knowing the important numbers in your business is essential to making informed decisions that impact your business. As a Business Owner, Executive Leader, or Non-Executive Director, are you: Frustrated by the quality and/or...
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